OUR PHILOSOPHY
We are a respected and experienced source for employee benefits in New Jersey, New York, and Pennsylvania.
We are a company that has been established on professionalism and client satisfaction. We believe that asking the right questions is just as important as getting the right answers. This enables us to provide your employees with the fastest possible responses, affording them the best options available in this ever-changing insurance market.
At Specialized Health Services, our success is based on maintaining solid communication between both your employees and our office. Our goal is to make certain that your employee’s needs are given the highest priority.

OUR TEAM

James M Restaino is one of the founding partners of Specialized Health Services LLC. James graduated from the University of Delaware in 1998 with a Bachelor’s Degree in Accounting and a Minor in Finance and Economics. James worked as an Accountant for 7 years straight out of college until deciding accounting just wasn’t for him.
He then took a job at Penn Mutual where he acquired his Health and Life Insurance licenses along with his Series 6 and Series 63 licenses. James worked at Penn Mutual for 5 years and became one their most respected and successful brokers winning multiple awards and honors. James decided he wanted to own his own company and partnered with Gary Genuario, the other founding partner. They started Specialized Health Services LLC in December of 2008 with the vision of being a successful firm that provides exceptional customer service in the fields of health insurance, life insurance, estate planning, and fixed investments. Due to his experience, education, and licenses James has a vast knowledge over many financial topics. James credits his success to his parents who not only both worked but raised 3 children and also his hard work ethic.

Michael Pace is the newest partner at Specialized Health Services LLC. Michael graduated from Kean University in May of 2017 with a Bachelor’s Degree in Business Management and Administration.
After graduation, Michael worked as an Account Manager at Mass Mutual. After just one year Michael was hired by the firm Beneficial Wealth in Warren NJ as the VP of Operations. After just a little over a year, he was highly recruited and decided to join Specialized Health Services LLC as a Manager and Broker. Michael is currently specializing in small and large group health insurance along with life insurance sales. Michael credits his early success in life to his hard work ethic, exceptional customer service, and his 2 hard-working parents who raised 4 children.

Ann joined the SHS team in 2019. Having served for six years as Councilperson and eight years as the Mayor of the Borough of Caldwell, Ann brings her government experience to the health insurance discussion.
Always on the lookout for ways to reduce the healthcare insurance costs, as Mayor, she engaged Specialized Health Services, and saved $100,000 annually, with no reduction in benefits to her employees.
Ann is a graduate of Caldwell University and since 1986, has owned a public relations firm that specializes in helping non-profit organizations tell their stories to the public, through media features, and special events. In 2019, she achieved her NJ State Health Insurance Broker’s license and since that time has had many discussions with area Boards of Education and Municipalities as well as small businesses about their health insurance needs and costs.
Ann currently resides in Caldwell, and has been married to her high school sweetheart, Gene, for over 40 years and has two adult children, Gene III a licensed architect, and Katherine, a marketing professional, and a rescue mutt, named Coach.
WHAT OUR CLIENTS SAY
I have known and been working with Mr. Restaino for over 10 years and have nothing but great things to say about him and Specialized Health Services. They are of exceptional character and extremely professional. Our CPA Firm has used the services of Specialized Health Services for over 10 years and I have nothing but great things to say about them. Not only do I use them personally for my office but I use them for all my clients when they have insurance needs. They are extremely service oriented and have been proven to be proactive in providing our clients with solutions to their goals. I would recommend both these individuals and their company to any organization in need of insurance.
Specialized Health Services is just the best. I have worked with many brokers over the years and no company has come close to the service provided by Specialized Health Services. They always call me back promptly and do a brand-new renewal meeting every year for my employees. They go over and above their responsibilities and even my employees love them. They are always on top of the new rules and regulations due to The Affordable Care Act and I always make sure we are compliant. I highly recommend them to any business owner’s looking for health insurance or life insurance. Specialized Health Services handled both for our company and we couldn’t be happier.
As a CPA we look to work with people that we trust and who we trust our clients with. We have been working with Mr. Restaino for over a decade and he and his company are just fantastic. Not only is he knowledgeable and experienced but his best quality, in my opinion, is his servicing. I have never come across anyone who services my company and my clients like Mr. Restaino. He and his company are just fantastic and there are not enough good things to say about them. If you want a great insurance broker who listens and goes over all your options and always returns phone calls in lightning fast responses, I would recommend Specialized Health Services LLC. I have never worked with an insurance broker that has been this good.